Terms of Service

Welcome to First Citizen Trust. By using our services, you agree to these Terms of Service, which govern your use of our products and services. Please read them carefully.

1. Agreement to Terms

By accessing and using First Citizen Trust’s services, you accept and agree to comply with these terms and all applicable laws and regulations.

2. Service Availability

We provide a range of financial services, which may be subject to change or discontinuation. We reserve the right to modify or terminate services at any time.

3. User Responsibilities

As a user, you are responsible for:

  • Keeping your account information secure and confidential.
  • Providing accurate and up-to-date information.
  • Complying with all laws and regulations.
  • Reporting any suspicious activity or unauthorized access to your account.

4. Intellectual Property Rights

All content, trademarks, and intellectual property on our platforms are owned by First Citizen Trust or its licensors. Unauthorized use of any content is prohibited.

5. Prohibited Conduct

Users may not engage in activities that:

  • Violate any laws or regulations.
  • Infringe on the rights of others.
  • Compromise the security or integrity of our services.

6. Limitation of Liability

First Citizen Trust is not liable for any indirect, incidental, or consequential damages arising from your use of our services. This includes, but is not limited to, loss of data, profits, or business opportunities.

7. Indemnification

You agree to indemnify and hold First Citizen Trust harmless from any claims or damages arising from your breach of these terms or misuse of our services.

8. Governing Law

These Terms of Service are governed by the laws of the jurisdiction where First Citizen Trust operates, and any disputes will be resolved in the courts of that jurisdiction.

9. Termination of Services

We reserve the right to suspend or terminate your access to our services for any reason, including violation of these terms.

10. Amendments

First Citizen Trust may amend these Terms of Service at any time. Your continued use of our services constitutes acceptance of the updated terms.

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